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Business Risk Analyst-BBD (Outsource) @ ADIB

United Arab EmiratesOnsiteFull-timeJob reference 3952
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About this role

Role :RB-Risk and Control-BBD Location : Dubai

Role Purpose:

This role’s primary goals are:

• Keeping all BBD SOPs/Memos/SLAs updated. • Enhancing the existing Business Banking process and services. • Identifying innovative processes and services offering to support the growth of Business Banking Division. • Supporting the Relationship Management Team in the overall customer transactions and queries. • Ensuring that the products and services offering are in line with the ADIB overall strategy, goal & Sharia Guidelines. • Liaising with the business partners to ensure smooth functioning of the department.

Key Accountabilities of the role

Data Analysis Responsibilities:

• Collect, clean, and validate data from GCD, ODD, and risk systems for accuracy. • Analyze relationship exit data to identify delays, trends, and root causes. • Develop dashboards and visual reports for RIM closures and account exits. • Perform data analytics on AML/Sanctions queries to detect recurring issues. • Maintain and update system access matrix data using analytical checks. • Conduct variance analysis between planned vs. actual risk mitigation timelines. • Perform KRIS scoring and ensure accurate data input in GRC systems. • Track and analyze BBD RFIs data for response timelines and escalation patterns. • Conduct regulatory gap assessments using structured data comparison. • Prepare MIS reports and trend analysis for senior management. • Monitor KRIs and KPIs using data visualization tools; escalate breaches. • Perform thematic reviews based on data signals from audits or regulatory changes. • Conduct root cause analysis on high-risk events using historical data. • Automate data collection and reporting processes for efficiency. • Develop predictive models to anticipate risk events based on historical patterns. • Act as focal point for GCD queries related to AML/Sanctions and ensure timely resolution. • Maintain accurate records and follow-up for GCD-related relationship exits. • Review and update system access matrix based on business needs and compliance. • Identify gaps through RCSA CT and propose corrective actions. • Coordinate with Ops, GCD, Business, ITD, ORM, and FRM for closure of ARR findings. • Ensure timely closure of audit observations and regulatory findings. • Represent BBD in FCC Enterprise-wide Risk Assessment exercises annually. • Support ODD processes by monitoring periodic reviews and ensuring compliance. • Assist in FATCA and CRS-related risk control activities. • Participate in risk governance forums and provide insights on emerging risks. • Maintain strong documentation standards for all risk-related activities. • Train business teams on AML, sanctions, and risk control requirements.

Specialist Skills / Technical Knowledge Required for this role:

• Strong analytical and problem-solving skill • Requires a thorough knowledge of the department or business unit’s functional area or products. • Excellent in time management, planning, organizing, accomplishing tasks against deadlines and milestones. • Team leadership and people development capacity. • Understanding of commercial drivers within business • Working knowledge of general bank policies, programs and procedures and financial/accounting practices. • Good understanding of technological issues with sound analytical ability and PC skills.

Previous experience (If any):

4 –6 years of banking experience of which 3+ years’ experience in support function.

6 years experience in data analysis

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