About this role
<p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black"><strong>HIT THE APEX. CUT THE RISK.</strong></span></p> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif"> </p> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black"><strong>USE NUMBERS. CREATE JOY. BMW FINANCIAL SERVICES.</strong></span></p> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif"> </p> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif;text-align:justify"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black">It takes a dedicated team of specialists to accurately analyse and model the potential risks and opportunities in a business like ours. People with the passion and expertise to truly understand and explain how complex data will shape tomorrow’s business landscape for us. So if you’d like to take on a highly visible, varied and challenging role that’s key to our business success, join us in driving the future of financial services.</span></p><p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif;text-align:justify"> </p> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif;text-align:justify"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black"><strong>RESIDUAL VALUE RISK TRAINEE</strong></span></p> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif;text-align:justify"> </p> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif;text-align:justify"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black"><strong>BMW FINANCIAL SERVICES</strong></span></p> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif;text-align:justify"> </p> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif;text-align:justify"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black">As Residual Value Risk Trainee you will play a crucial part in supporting the identification, analysis, and monitoring of credit and market risks. You will collaborate with various stakeholders to ensure compliance with risk management policies and procedures while preparing insightful presentations for key committees. As part of our commitment to excellence, you will stay updated on industry trends and regulations, participate in projects aimed at enhancing our risk management processes, and assist in the projections and modeling of market risks.</span></p> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif;text-align:justify"> </p> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif;text-align:justify"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black"><strong>WHAT AWAITS YOU?</strong></span></p> <ul style="margin-top:0.0in;margin-bottom:0.0in;text-align:justify" type="disc"> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:14.0pt;font-family:arial, helvetica, sans-serif;color:black"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black">Support the identification, analysis, and ongoing monitoring of credit and market risks to ensure effective risk management practices.</span></li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:14.0pt;font-family:arial, helvetica, sans-serif;color:black"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black">Collaborate in the implementation and validation of compliance with risk management policies and procedures, ensuring adherence to regulatory standards.</span></li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:14.0pt;font-family:arial, helvetica, sans-serif;color:black"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black">Prepare and deliver comprehensive risk management presentations for various committees, including the Local Management Committee and the National Risk Committee, as well as regular updates for the central team.</span></li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:14.0pt;font-family:arial, helvetica, sans-serif;color:black"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black">Stay informed about industry trends, regulatory changes, and best practices in risk management to enhance the effectiveness of risk assessment processes.</span></li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:14.0pt;font-family:arial, helvetica, sans-serif;color:black"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black">Actively participate in projects and initiatives aimed at improving risk management processes, contributing to the overall efficiency and effectiveness of the risk management framework.</span></li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:14.0pt;font-family:arial, helvetica, sans-serif;color:black"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black">Assist in the projections and modeling of market risks, utilizing analytical tools to provide insights that support decision-making.</span></li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:14.0pt;font-family:arial, helvetica, sans-serif;color:black"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black">Work closely with cross-functional teams to ensure a comprehensive approach to risk management, fostering a culture of risk awareness throughout the organization.</span></li> </ul> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif;text-align:justify"> </p> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif;text-align:justify"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black"><strong>WHAT SHOULD YOU BRING ALONG?</strong></span></p> <ul style="margin-top:0.0in;margin-bottom:0.0in;text-align:justify" type="disc"> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:14.0pt;font-family:arial, helvetica, sans-serif;color:black"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black">Bachelor’s degree in Finance, Economics, Business Administration, Actuarial Science or a related field.</span></li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:14.0pt;font-family:arial, helvetica, sans-serif;color:black"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black">Maximum 2 years of experience in risk management or financial analysis, preferably in the financial services or banking industry.</span></li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:14.0pt;font-family:arial, helvetica, sans-serif;color:black"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black">Fluency in both English and Spanish, with strong verbal and written communication skills.</span></li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:14.0pt;font-family:arial, helvetica, sans-serif;color:black"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black">Proficiency in risk management software, advanced Excel skills, and familiarity with statistical modeling and data analysis techniques.</span></li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:14.0pt;font-family:arial, helvetica, sans-serif;color:black"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black">Strong analytical and problem-solving abilities, with attention to detail and accuracy in data interpretation.</span></li> </ul> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif;text-align:justify"> </p> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif;text-align:justify"><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt;color:black">At the BMW Group, we place great importance on equal treatment and equal opportunities. Our recruiting decisions are based on the personality, experience, and skills of the applicants.</span></p> <p style="margin:0.0in 0.0in 8.0pt;line-height:115%;font-size:12.0pt;font-family:Aptos, sans-serif"> </p> <p><span style="font-size:12.0pt;line-height:115%;font-family:Aptos, sans-serif">Learn more <a href="https://eur01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.bmwgroup.jobs%2Fen%2Four-culture.html&data=05%7C02%7CChristian.Toribio%40bmw.com.mx%7Cfdef0716864f45ec94ce08ddba819b1d%7Cce849babcc1c465bb62e18f07c9ac198%7C0%7C0%7C638871788014643425%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=q6Z%2BsCsvz5dI7h9F5zSLVCdFx5M%2FuIt0FVNKvJQ6BLg%3D&reserved=0" target="_blank" rel="noopener">here</a>.</span></p>