About this role
<p><span style="font-size:14.0px"><span style="font-family:Arial, Helvetica, sans-serif"><b>Apply by</b>: </span></span></p> <p><span style="font-size:14.0px"><span style="font-family:Arial, Helvetica, sans-serif"><span style="color:#2980b9"><b>We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:</b></span></span></span></p> <p><span style="font-size:14.0px"><span style="font-family:Arial, Helvetica, sans-serif">1. To see what life at Capitec is all about and complete a short assessment, please <a href="https://talentcentral.eu.shl.com/player/link/01567683b48a40db872c19bb2f07ba9e"><u><b>click here!</b></u></a></span></span></p> <p><span style="font-size:14.0px"><span style="font-family:Arial, Helvetica, sans-serif">2. Once you have completed the above finalize your application by clicking apply below</span></span></p> <div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Purpose Statement</b></H2> </div><div><ul> <li>To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.</li> </ul> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Experience</b></H2> </div><div><p><strong>Minimum:</strong></p> <ul> <li>Banking experience of at least 3 years</li> <li>Experience of managing a portfolio of business customers with a service and financial analysis focus.</li> <li>Experience in preparing and motivating Credit applications </li> <li>Cost control and sales management </li> </ul> <p><strong>Ideal:</strong></p> <ul> <li>1+ yr spent in the Business Banking environment preparing and motivating credit application</li> </ul> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Qualifications (Minimum)</b></H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Diploma in Commerce or Finance </li></ul></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Qualifications (Ideal or Preferred)</b></H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>FAIS accredited as Key Individual and approved by FSCA </li></ul></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Knowledge</b></H2> </div><div><p><strong>Minimum:</strong></p> <ul> <li>Customer relationship management (CRM) principles and techniques</li> <li>How to interpret financial statements, balance sheets and basic financial ratios</li> <li>Standardized business banking transactional products and other core products relevant to small enterprises</li> <li>Business banking product offerings</li> <li>Understanding of collateral and balance sheets</li> <li>Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective</li> <li>Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes</li> <li>Knowledge of competitors offerings</li> <li>Regulations, Acts and Codes related to the banking environment.</li> <li>Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA) </li> </ul> <p><strong>Ideal:</strong></p> <ul> <li>Features, benefits and value propositions of the respective company product/service offerings. </li> <li>Current taxation laws as they apply to customers. </li> <li>A good knowledge of administration processes and procedures pertaining to Business Banking transactions</li> </ul> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Skills</b></H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Interpersonal & Relationship management Skills </li><li>Analytical Skills </li><li>Negotiation skills </li><li>Problem solving skills </li><li>Computer Literacy (MS Word, MS Excel, MS Outlook) </li><li>Commercial Thinking Skills </li><li>Strategic Thinking Skills </li><li>Communications Skills </li><li>Influencing Skills </li><li>Attention to Detail </li><li>Decision making skills </li></ul></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Conditions of Employment</b></H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Clear criminal and credit record </li><li>Willingness to work flexible hours (including Saturdays and Public Holidays) </li></ul></div></div><p><span style="font-size:14.0px"><span style="font-family:Arial, Helvetica, sans-serif"><em>Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.</em></span></span></p>