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Credit Analyst, Senior Analyst - Insurance - Chicago (Chicago, IL, US) @ Fitch Group Inc P

Chicago, IL, USOnsiteFull-time
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<p><span style="font-size:11.0px"><span style="font-family:Arial, Helvetica, sans-serif">At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective. Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion. Fitch’s Employee Resource Groups (ERGs) have been established by employees who have joined together as a workplace community based on similar backgrounds or life experiences. Fitch’s ERGs are available to connect employees with others within the organization to offer professional and personal support. </span></span></p> <p> </p> <p><span style="font-size:11.0px"><span style="font-family:Arial, Helvetica, sans-serif">With our expertise, we are not only creating data and information, but also producing timely insights from every angle to influence decision making in this ever changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey.</span></span></p><h1 style="margin:24.0pt 0.0in 0.0in;line-height:115%;font-size:14.0pt;font-family:Calibri, sans-serif;color:#365f91"> </h1> <h1 style="margin:24.0pt 0.0in 0.0in;line-height:115%;font-size:14.0pt;font-family:Calibri, sans-serif;color:#365f91"><span style="color:red">Credit Analyst, Senior Analyst – Insurance</span></h1> <p style="margin:0.0in 0.0in 10.0pt;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Fitch Ratings is currently seeking a Senior Analyst for our North American Insurance team based out of our New York office.</span></p> <p style="margin:0.0in 0.0in 10.0pt;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through rigorous analysis and deep expertise, resulting in a variety of market-leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst.</span></p> <p style="margin:0.0in 0.0in 10.0pt;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. With a legacy of over a century, our unique approach to credit ratings offers unmatched opportunities for professional growth. Embracing a challenger mindset, you will join a team dedicated to innovating service to our clients. Our people-driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling. As part of our global community, you will find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace.</span></p> <h2 style="margin:10.0pt 0.0in 0.0in;line-height:115%;font-size:13.0pt;font-family:Calibri, sans-serif;color:#4f81bd"><span style="color:red">What We Offer</span></h2> <p style="margin:0.0in 0.0in 10.0pt;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Fitch Ratings offers a range of credit ratings, research, and data services to help investors make informed decisions.</span></p> <p style="margin:0.0in 0.0in 10.0pt;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">The Financial Institutions Group focuses on providing ratings and analysis for banks, insurance companies, and other financial institutions.</span></p> <p style="margin:0.0in 0.0in 10.0pt;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world.</span></p> <h2 style="margin:10.0pt 0.0in 0.0in;line-height:115%;font-size:13.0pt;font-family:Calibri, sans-serif;color:#4f81bd"><span style="color:red">What You Will Do</span></h2> <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Perform analysis of key quantitative and qualitative factors influencing the credit quality of insurers</span></li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Develop and maintain normative data supporting the analysis</span></li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif">Coverage on selected insurance companies</li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Prepare and present company analysis to Fitch’s internal credit rating committee</span></li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Participate in onsite meetings with company management</span></li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif">Write company research and contribute to insurance industry research</li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif">Participate in analytical projects utilizing industry financial data sources</li> <li style="margin:0.0in 0.0in 10.0pt 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif">Maintain files in accordance with company policies</li> </ul> <h2 style="margin:10.0pt 0.0in 0.0in;line-height:115%;font-size:13.0pt;font-family:Calibri, sans-serif;color:#4f81bd"><span style="color:red">What You Need to Have</span></h2> <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Bachelor’s degree required</span></li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">3–4 years of relevant analytical experience</span></li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Advanced proficiency in Excel and Word</span></li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Strong analytical, quantitative, and organizational skills</span></li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Ability to manage multiple priorities and shift fluidly between projects</span></li> <li style="margin:0.0in 0.0in 10.0pt 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Ability to excel in a team-oriented environment</span></li> </ul> <h2 style="margin:10.0pt 0.0in 0.0in;line-height:115%;font-size:13.0pt;font-family:Calibri, sans-serif;color:#4f81bd"><span style="color:red">What Will Make You Stand Out</span></h2> <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Relevant experience in insurance analysis or in a strategic planning, financial management or actuarial position within the insurance industry</span></li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">CFA/MBA/CPA or actuarial designations a plus, but not a requirement</span></li> <li style="margin:0.0in 0.0in 10.0pt 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Capital markets and/or credit analysis experience</span></li> </ul> <h2 style="margin:10.0pt 0.0in 0.0in;line-height:115%;font-size:13.0pt;font-family:Calibri, sans-serif;color:#4f81bd"><span style="color:red">Why Choose Fitch</span></h2> <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Hybrid work environment with 2–3 days per week in the office, based on role and location</span></li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Commitment to learning and career mobility through training, leadership development, and mentorship programs</span></li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Investment in your future through retirement planning and tuition reimbursement programs</span></li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Comprehensive health and wellbeing offerings supporting physical, mental, financial, social, and occupational wellbeing</span></li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Family-friendly policies including a generous global parental leave program</span></li> <li style="margin:0.0in 0.0in 0.0in 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Inclusive and collaborative work environment supported by global Employee Resource Groups</span></li> <li style="margin:0.0in 0.0in 10.0pt 0.0px;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Dedication to giving back through paid volunteer days and matched charitable donations</span></li> </ul> <h2 style="margin:10.0pt 0.0in 0.0in;line-height:115%;font-size:13.0pt;font-family:Calibri, sans-serif;color:#4f81bd"><span style="color:red">Additional Information</span></h2> <p style="margin:0.0in 0.0in 10.0pt;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Fitch is committed to providing global securities markets with objective, timely, independent, and forward-looking credit opinions. To protect Fitch’s credibility and reputation, employees must avoid any conflicts of interest or appearance of conflict. Successful candidates will be required to declare securities holdings and other potential conflicts prior to commencing employment and may be required to divest conflicting holdings.</span></p> <p style="margin:0.0in 0.0in 10.0pt;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"><span style="color:black">Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, or any other legally protected status.</span></p> <p style="margin:0.0in 0.0in 10.0pt;line-height:115%;font-size:11.0pt;font-family:Cambria, serif"> </p> <p style="margin:0.0in 0.0in 8.0pt;line-height:107%;font-size:11.0pt;font-family:Calibri, sans-serif"><strong><span style="font-family:Arial, sans-serif">FOR NEW YORK AND CHICAGO ROLES ONLY: </span></strong><span style="font-family:Arial, sans-serif">Expected base pay rates for the role will be between $95,000 and $110,000 per year. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch’s total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch.<span style="color:#c00000"> </span></span><span style="font-family:Arial, sans-serif;color:#c00000"> </span></p> <p style="margin:0.0in 0.0in 8.0pt;line-height:107%;font-size:11.0pt;font-family:Calibri, sans-serif"> </p> <p style="margin:0.0in 0.0in 8.0pt;line-height:107%;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-family:Arial, sans-serif;color:black">#LI-RA1 #LI-HYBRID</span></p><p><span style="font-size:10.0px"><span style="font-family:Arial, Helvetica, sans-serif"><span style="color:#333333">Fitch is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.</span></span></span></p>

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