Fitch Ratings is currently seeking a Credit Analyst – EMEA Insurance – Associate Director based out of our Frankfurt or Warsaw office. As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst. At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. With a legacy of over a century, our unique approach to credit ratings offers unmatched opportunities for professional growth. Embracing a “challenger mindset,” you'll join a team dedicated to innovating service to our clients. Our people-driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling. Lastly, as part of our global community, you'll find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace. Want to learn more about a career as a credit analyst at Fitch Ratings? Visit: <a href="https://careers.fitch.group/content/Credit-Analysts/">https://careers.fitch.group/content/Credit-Analysts/</a> About the Team Fitch Ratings is a global leader in insurance credit rating coverage. Our experienced analysts provide comprehensive, timely and transparent coverage of major institutions around the world, as well as unparalleled coverage of smaller companies. Our analysts offer a diversity of talent and backgrounds, with experience in regulatory oversight, counterparty analysis, auditing, investment banking, buy-side investing and more. The Global Insurance group is responsible for assigning and maintaining international and national credit ratings on insurance entities and their debt issues worldwide. The EMEA Insurance team consists of 18 credit analysts in London, Frankfurt, Paris, Madrid, Dubai and Stockholm. How You’ll Make an Impact: We are currently looking to add an Associate Director to our Frankfurt team. The successful candidate’s coverage will focus primarily on German insurance companies, but with flexibility to cover other markets. Primary duties will include: <ul style="margin-top:0.0cm;margin-bottom:0.0cm" type="disc"> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:11.75pt;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Monitoring a portfolio of issuer ratings, including the preparation of rating committee documentation.</li> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:11.75pt;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Writing and publishing comprehensive rating reports on individual issuers (based on public information and management meetings with the rated entities).</li> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:11.75pt;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Participation in credit rating committees for insurers in their allocated region and other countries.</li> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:11.75pt;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Regular interaction with contacts at issuers and liaison with issuers’ senior management at rating meetings.</li> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:11.75pt;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Active involvement in the publication of issuer- and sector-specific research and insightful commentaries.</li> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:11.75pt;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Supporting more experienced colleagues, e.g. preparing responses to external queries from investors, bankers and other stakeholders.</li> </ul> You May be a Good Fit if: <ul style="margin-top:0.0cm;margin-bottom:0.0cm" type="disc"> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Proficiency in German and English are essential.</li> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Analytical experience (3-5 years), ideally in credit- or audit-related fields, gained from working at a commercial/investment bank/insurance company, accountancy firm, buy-side firm, rating agency, or similar.</li> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Good educational background to at least a first university degree level, preferably with recognized actuarial, accounting or auditing qualifications.</li> </ul> <ul style="margin-top:0.0cm;margin-bottom:0.0cm" type="disc"> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Strong analytical and reasoning capacities.</li> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Strong communication and presentation skills.</li> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Ability to work independently as well as being a good team player.</li> </ul> <ul style="margin-top:0.0cm;margin-bottom:0.0cm" type="disc"> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Strong knowledge of Excel and AI applications.</li> </ul> What Would Make You Stand Out: <ul style="margin-top:0.0cm;margin-bottom:0.0cm" type="disc"> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Proficiency in another language, e.g. French or Russian, would be helpful.</li> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Strong command of insurance financial statement analysis, accounting standards and solvency requirements</li> </ul> <ul style="margin-top:0.0cm;margin-bottom:0.0cm" type="disc"> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">The ability to cope with time pressure and work to deadlines while adhering to tight procedures.</li> </ul> Why Choose Fitch: <ul style="margin-top:0.0cm;margin-bottom:0.0cm" type="disc"> <li style="color:#2f5496;margin-bottom:0.0cm;line-height:normal;margin-top:0.0cm;margin-right:0.0cm;font-size:11.0pt;font-family:Calibri, sans-serif">Hybrid Work Environment: 3 days a week in office required </li> <li style="color:#2f5496;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:8.0pt;font-size:11.0pt;font-family:Calibri, sans-serif">A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity</li> <li style="color:#2f5496;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:8.0pt;font-size:11.0pt;font-family:Calibri, sans-serif">Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals</li> <li style="color:#2f5496;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:8.0pt;font-size:11.0pt;font-family:Calibri, sans-serif">Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing</li> <li style="color:#2f5496;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:8.0pt;font-size:11.0pt;font-family:Calibri, sans-serif">Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively</li> <li style="color:#2f5496;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:8.0pt;font-size:11.0pt;font-family:Calibri, sans-serif">Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe</li> <li style="color:#2f5496;line-height:normal;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:8.0pt;font-size:11.0pt;font-family:Calibri, sans-serif">Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community</li> </ul> Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. #LI-HYRBID #LI-RC1

Analyst, Insurance, Frankfurt (German speaking) (Frankfurt, DE) @ Fitch Group Inc P

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