Nomura is an Asia-headquartered financial services group with an integrated global network spanning over 30 countries. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its four business divisions: Retail, Asset Management, Wholesale (Global Markets and Investment Banking), and Merchant Banking. Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visi<a href="http://www.nomura.com/">t </a><a href="http://www.nomura.com/">www.nomura.com</a> Nomura Services India, (Powai) supports Nomura’s businesses around the world. Powai’ s world class capabilities in trading support, research, information technology, financial control, operations, risk management and legal support have played a key role in facilitating Nomura’s global operations and are an integral part of Nomura’s global expansion plans. The Powai operation is a critical part of the platform to support the growth of Nomura’s global business. Division Overview: The Risk Management Division encompasses the firm's comprehensive risk framework responsible for determining and managing the overall risk appetite for the firm. The division is responsible for effectively managing the firm's risk-return profile which ensures the efficient deployment of the firm's capital. It is one of the firm's core competencies and is independent of the trading areas and operational areas. Business Unit Overview: Global Credit Risk Management (CRM) operates as a credit risk control function within the Risk Management Division, reporting to the CRO. The process for managing credit risk at Nomura includes: <ul style="list-style-type:square;margin-top:0.0cm;margin-bottom:1.95pt"> <li style="margin:0.0cm 0.0cm 1.95pt 0.0px;text-align:justify;line-height:104%;font-size:10.5pt;font-family:Arial, sans-serif;color:black">Evaluation of likelihood that a counterparty defaults on its payments and obligations; </li> <li style="margin:0.0cm 0.0cm 1.95pt 0.0px;text-align:justify;line-height:104%;font-size:10.5pt;font-family:Arial, sans-serif;color:black">Assignment of internal ratings to all active counterparties; </li> <li style="margin:0.0cm 0.0cm 3.7pt 0.0px;text-align:justify;line-height:104%;font-size:10.5pt;font-family:Arial, sans-serif;color:black">Approval of extensions of credit and establishment of credit limits; </li> <li style="margin:0.0cm 0.0cm 1.95pt 0.0px;text-align:justify;line-height:104%;font-size:10.5pt;font-family:Arial, sans-serif;color:black">Measurement, monitoring and management of Nomura’s current and potential future credit exposures; </li> <li style="margin:0.0cm 0.0cm 1.95pt 0.0px;text-align:justify;line-height:104%;font-size:10.5pt;font-family:Arial, sans-serif;color:black">Setting credit terms in legal documentation, including margin terms; and </li> <li style="margin:0.0cm 0.0cm 1.95pt 0.0px;text-align:justify;line-height:104%;font-size:10.5pt;font-family:Arial, sans-serif;color:black">Use of appropriate credit risk mitigants, including netting, collateral and hedging </li> </ul> Overview: Corporate Credit Analyst managing a portfolio of lending and asset financing client globally. This role involves undertaking thorough credit research & analysis on Corporate counterparties from across sectors, rating them and writing high quality Credit Memos. Position Specifications: <table class="TableGrid" style="width:454.2pt;border-collapse:collapse" border="0" cellspacing="0" cellpadding="0"> <tbody> <tr style="height:23.35pt"> <td style="width:122.15pt;border:solid black 1.0pt;background-color:#d9d9d9;padding:4.7pt 5.75pt 0.0cm 5.9pt" valign="top"> Experience </td> <td style="width:332.05pt;border:solid black 1.0pt;border-left:none;background-color:#d9d9d9;padding:4.7pt 5.75pt 0.0cm 5.9pt" valign="top"> 4 - 6 years in corporate credit analysis </td> </tr> <tr style="height:23.1pt"> <td style="width:122.15pt;border:solid black 1.0pt;border-top:none;background-color:#d9d9d9;padding:4.7pt 5.75pt 0.0cm 5.9pt"> Qualification </td> <td style="width:332.05pt;border-top:none;border-left:none;border-bottom:solid black 1.0pt;border-right:solid black 1.0pt;background-color:#d9d9d9;padding:4.7pt 5.75pt 0.0cm 5.9pt"> Chartered Accountant OR PGDM / MBA from top-tier Colleges </td> </tr> </tbody> </table> Role & Responsibilities: <table class="TableGrid" style="width:455.25pt;margin-left:0.65pt;border-collapse:collapse" border="0" cellspacing="0" cellpadding="0"> <tbody> <tr style="height:28.3pt"> <td style="width:43.4pt;border-top:solid black 1.0pt;border-left:solid black 1.0pt;border-bottom:none;border-right:none;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> § </td> <td style="width:411.85pt;border-top:solid black 1.0pt;border-left:none;border-bottom:none;border-right:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="bottom"> Manage a portfolio of corporate clients </td> </tr> <tr style="height:22.8pt"> <td style="width:43.4pt;border:none;border-left:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> § </td> <td style="width:411.85pt;border:none;border-right:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> Undertake periodic credit analysis of existing corporate clients which includes assessment of business, management and financial profiles. </td> </tr> <tr style="height:23.2pt"> <td style="width:43.4pt;border:none;border-left:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> § </td> <td style="width:411.85pt;border:none;border-right:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> Support the team in initial credit related due diligence for prospective trading clients by undertaking comprehensive credit risk assessment and assigning ratings </td> </tr> <tr style="height:22.85pt"> <td style="width:43.4pt;border:none;border-left:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> § </td> <td style="width:411.85pt;border:none;border-right:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> Track various market movements and sector level developments, which are relevant to the performance of corporate counterparties and their risk profile </td> </tr> <tr style="height:11.6pt"> <td style="width:43.4pt;border:none;border-left:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> § </td> <td style="width:411.85pt;border:none;border-right:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> Manage counterparty exposures within set credit limits and investigate exposure movements </td> </tr> <tr style="height:11.6pt"> <td style="width:43.4pt;border:none;border-left:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> § </td> <td style="width:411.85pt;border:none;border-right:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> Support day-to-day trade approval process with accurate and timely responses </td> </tr> <tr style="height:22.85pt"> <td style="width:43.4pt;border:none;border-left:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> § </td> <td style="width:411.85pt;border:none;border-right:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> Participate in periodic stress testing exercises, investigating exposure movements in stress scenarios </td> </tr> <tr style="height:23.2pt"> <td style="width:43.4pt;border:none;border-left:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> § </td> <td style="width:411.85pt;border:none;border-right:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> Provide credit terms for legal documentation and participate in the overall legal negotiation process </td> </tr> <tr style="height:22.8pt"> <td style="width:43.4pt;border:none;border-left:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> § </td> <td style="width:411.85pt;border:none;border-right:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> Understand internal credit policies and ensure compliance of existing work streams with the relevant policies. </td> </tr> <tr style="height:35.0pt"> <td style="width:43.4pt;border-top:none;border-left:solid black 1.0pt;border-bottom:solid black 1.0pt;border-right:none;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> § </td> <td style="width:411.85pt;border-top:none;border-left:none;border-bottom:solid black 1.0pt;border-right:solid black 1.0pt;padding:0.0cm 4.4pt 0.0cm 0.0cm" valign="top"> Provide support in other ad-hoc projects that are undertaken by the team, for example scorecard development, sector reviews, data aggregation and validation etc. </td> </tr> </tbody> </table> Mind Set: <table class="TableGrid" style="width:454.2pt;border-collapse:collapse" border="0" cellspacing="0" cellpadding="0"> <tbody> <tr style="height:14.2pt"> <td style="width:49.65pt;border:solid black 1.0pt;border-right:none;background-color:#002060;padding:0.0cm 1.6pt 0.0cm 5.9pt" valign="top"> </td> <td style="width:35.95pt;border:solid black 1.0pt;border-left:none;background-color:#002060;padding:0.0cm 1.6pt 0.0cm 5.9pt" valign="top"> </td> <td style="width:368.6pt;border:solid black 1.0pt;border-left:none;background-color:#002060;padding:0.0cm 1.6pt 0.0cm 5.9pt" valign="top"> Mandatory </td> </tr> <tr style="height:93.0pt"> <td style="width:49.65pt;border-top:none;border-left:solid black 1.0pt;border-bottom:none;border-right:solid black 1.0pt;background-color:#d9d9d9;padding:0.0cm 1.6pt 0.0cm 5.9pt" valign="bottom"> Domain </td> <td style="width:35.95pt;border:none;padding:0.0cm 1.6pt 0.0cm 5.9pt" valign="top"> § § § § </td> <td style="width:368.6pt;border:none;border-right:solid black 1.0pt;padding:0.0cm 1.6pt 0.0cm 5.9pt" valign="bottom"> At least 4 years’ experience in assigning credit ratings to corporates, across sectors Strong analytical skills with a good eye for detail, ability to multi-task Excellent report writing and verbal communication skills. Should be at ease in communicating with onshore credit team, clients and Front Office Ability to perform efficiently and produce high quality work under tight deadlines </td> </tr> <tr style="height:34.45pt"> <td style="width:49.65pt;border-top:none;border-left:solid black 1.0pt;border-bottom:none;border-right:solid black 1.0pt;background-color:#d9d9d9;padding:0.0cm 1.6pt 0.0cm 5.9pt" valign="top"> </td> <td style="width:35.95pt;border:none;padding:0.0cm 1.6pt 0.0cm 5.9pt" valign="top"> § </td> <td style="width:368.6pt;border:none;border-right:solid black 1.0pt;padding:0.0cm 1.6pt 0.0cm 5.9pt" valign="top"> Good understanding of derivative trades, credit exposure and legal documentation is desirable, should have the aptitude to learn derivatives if no knowledge or prior experience </td> </tr> <tr style="height:36.95pt"> <td style="width:49.65pt;border:solid black 1.0pt;border-top:none;background-color:#d9d9d9;padding:0.0cm 1.6pt 0.0cm 5.9pt" valign="top"> </td> <td style="width:35.95pt;border:none;border-bottom:solid black 1.0pt;padding:0.0cm 1.6pt 0.0cm 5.9pt" valign="top"> § </td> <td style="width:368.6pt;border-top:none;border-left:none;border-bottom:solid black 1.0pt;border-right:solid black 1.0pt;padding:0.0cm 1.6pt 0.0cm 5.9pt" valign="top"> Prior experience in independently managing projects and leading global calls will be an added advantage </td> </tr> </tbody> </table> We are committed to providing equal opportunities throughout employment including in the recruitment, training and development of employees. We prohibit discrimination in the workplace whether on grounds of gender, marital or domestic partnership status, pregnancy, carer’s responsibilities, sexual orientation, gender identity, gender expression, race, color, national or ethnic origins, religious belief, disability or age. *Applying for this role does not amount to a job offer or create an obligation on Nomura to provide a job offer. The expression "Nomura" refers to Nomura Services India Private Limited together with its affiliates. *The benefits are subject to change and will be in accordance with Company’s policies as may be applicable from time to time).

RSK-Credit Risk (Mumbai, IN) @ Nomura Holdings, inc.

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