Vice President (Securitization), Credit Department (Singapore) @ Sumitomo Mitsui Banking Corporation

<p><strong>Job Responsibilities :</strong></p> <ul> <li>To independently review and assess various types of credit applications, mainly in securitization deals with financial models / modelling cash flows to undertake financial analysis, and any other similar types of business submitted by business units; preapre concise executive summary to seek approval from relevant authorities.</li> <li>To establish action plan for credits likely to deteriorate in order to minimize credit costs.</li> <li>To manage and maintain the accuracy of registration of credit monitoring system and client database, and to instruct business units to modify data if necessary.</li> <li>To participate with documentation negotiation in order to ensure that documentation is in line with credit approvals and SMBC standard.</li> <li>To conduct credit portfolio analysis in terms of countries, corporate groups, industry commodity / segments, currency risks, internal grading, type of financial product, etc. from time to time.</li> <li>To monitor and proactively control credit exposures for increased concern on concentration risks, in cooperation with other relevant teams / departments.To support development the credit risk taking guideline and framework including but not limited to grading methodology and portfolio management for the private credit business in collaboration with the relevant departments.</li> <li>To discuss direction of potential deals with business units following credit policy and credit risk appetite.</li> <li>Any other duties as may be assigned from time to time.</li> <li>No approval authority will be given initially, but will be considered in future depending on performance and experience.</li> </ul> <p><strong>Job Requirements :</strong></p> <ul> <li>Bachelor&apos;s degree; with experience in securitization finance, financial analysis, credit risk management.</li> <li>7-10 years’ experience in credit analysis / credit approval department in banking is essential. Credit analysis for structured credit and related business is highly preferred.</li> <li>Strong credit analysis and due diligence skills, and able to prepare clear and concise credit recommendations. </li> <li>High level ability to understand and interpret financial statements and conduct financial modelling.</li> <li>Excellent organizing and planning skills. Team player attributes.</li> <li>Excellent communication skills (written and spoken)</li> </ul> <p> </p>