About this role
<p><strong>Key Responsibilities</strong></p> <div> <div><strong>Financial Performance & Business Goals</strong></div> <ul> <li> <div>Deliver financial and non-financial performance targets in line with the company’s risk management and compliance policies.</div> </li> <li> <div>Promote securitisation and structured finance business across marketing, origination, and distribution.</div> </li> <li> <div>Manage closing processes and ongoing monitoring for assigned transactions.</div> </li> <li> <div>Prepare term sheets, offer letters, and financing proposals.</div> </li> <li> <div>Conduct documentation-related due diligence and provide reporting.</div> </li> <li> <div>Review loan agreements, security documents, and coordinate with legal counsel.</div> </li> <li> <div>Review due diligence reports and other third‑party assessments required for loan distribution.</div> </li> <li> <div>Conduct research and prepare reports as required by management.</div> </li> <li> <div>Perform additional tasks assigned by management.</div> </li> </ul> <strong>Client Service Management</strong></div> <ul> <li> <div>Coordinate with SPDA, branch teams, Head Office departments, and SMBC Group entities to deliver value-added services to clients.</div> </li> <li> <div>Research market conditions, laws, and regulations related to the business, and share information with relevant stakeholders.</div> </li> <li> <div>Support new projects, new product development, and process improvement initiatives.</div> </li> <li> <div>Work collaboratively as “TEAM SMBC/SMFG” to deliver high levels of trust and service to clients and internal partners.</div> </li> <li> <div>Collect data and information to support marketing efforts and transaction execution.</div> </li> </ul> <div><strong>Risk Management</strong></div> <ul> <li> <div>Analyse credit risks related to underlying assets and transaction structures and apply appropriate credit monitoring procedures.</div> </li> <li> <div>Monitor portfolio performance and take necessary actions in response to potential deterioration.</div> </li> <li> <div>Ensure compliance with risk management frameworks, policies, and procedures relevant to the business.</div> </li> </ul> <div><strong>Compliance, Administration & Internal Processes</strong></div> <ul> <li> <div>Investigate regulatory requirements and complete necessary reporting.</div> </li> <li> <div>Understand and maintain internal compliance standards.</div> </li> <li> <div>Adhere to regulatory, company, and branch-level policies and procedures.</div> </li> </ul> <p><strong>Job Requirements</strong></p> <ul> <li> <div>3–5 years of experience in structured finance or securitisation within a bank or financial institution, preferably in an origination role.</div> </li> <li> <div>Tertiary qualification in a business-related field.</div> </li> <li> <div>Strong knowledge of financial products and the ability to interpret financial statements.</div> </li> <li> <div>Solid understanding of banking practices and the role of credit within a bank.</div> </li> <li> <div>High numeracy skills and strong financial analysis capabilities, including financial modelling.</div> </li> <li> <div>High attention to detail and accuracy.</div> </li> <li> <div>Excellent written and verbal communication skills suitable for business reporting.</div> </li> <li> <div>Strong time management and organisational skills.</div> </li> <li> <div>Ability to influence stakeholders through persuasive written and verbal communication.</div> </li> <li> <div>Ability to distill complex issues into clear, concise written reports.Ability to interpret and follow procedures.</div> </li> <li> <div>Advanced proficiency in Microsoft Office, particularly Excel.</div> </li> </ul>