About this role
<p>Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region. SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network. We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers.</p> <p> </p> <p>With sustainability embedded within our strategy and operations, we are committed to creating a society in which today’s generation can enjoy economic prosperity and well-being, and pass it on to future generations.</p> <ol style="margin-top:0.0cm;margin-bottom:0.0cm" start="1" type="a"> <li style="color:black;text-align:justify;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Ensure proper and timely checks on compliance with HO and IFSCA regulations and guidelines on credit applications received.</span></li> <li style="color:black;text-align:justify;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Check contents of loan/security agreements for adherence to approved credit terms and conditions.</span></li> <li style="color:black;text-align:justify;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Control collection of credit documentation (facility and security documents and CP/CS documents).</span></li> <li style="color:black;text-align:justify;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Instruct registration of facility limits/collaterals in systems when documentation is complete/CPs complied.</span></li> <li style="color:black;text-align:justify;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Monitor collateral condition (expiry dates and adequacy of insurance policies, collateral valuation, etc.).</span></li> <li style="color:black;text-align:justify;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Monitor and manage irregular/exceptional handling transactions until satisfactory closure.</span></li> <li style="color:black;text-align:justify;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Monitor/check Master Covenant Control and loan covenant compliance.</span></li> <li style="color:black;text-align:justify;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Provide information on collaterals and Credit exposures for regulatory reporting.</span></li> <li style="color:black;text-align:justify;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Support for various business units and back-office staff members by providing necessary information on credit control matters.</span></li> <li style="color:black;text-align:justify;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Preparation of Management/IFSCA /internal reports.</span></li> <li style="color:black;text-align:justify;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Participate in initiatives and projects as assigned.</span></li> <li style="color:black;text-align:justify;background-color:white;margin-top:0.0cm;margin-right:0.0cm;margin-bottom:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif;color:black">Any other matters that may be assigned from time to time.</span> <p style="margin:0.0cm;font-size:12.0pt;font-family:Arial, sans-serif;color:black"> </p> <p style="margin:0.0cm;font-size:12.0pt;font-family:Arial, sans-serif;color:black"> </p> <p style="margin:0.0cm;font-size:12.0pt;font-family:Arial, sans-serif;color:black"><strong><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Knowledge (b) Skills (c) Experience (d) Qualifications </span></strong></p> <p style="margin:0.0cm;font-size:12.0pt;font-family:Arial, sans-serif;color:black"><strong><span style="font-size:11.0pt;font-family:Tahoma, sans-serif"> </span></strong></p> <ul style="margin-bottom:0.0cm;margin-top:0.0px"> <li style="margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><strong><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Knowledge: </span></strong></li> </ul> <p style="margin:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"> </p> <ul style="margin-bottom:0.0cm;margin-top:0.0px"> <li style="margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Good understanding of foreign currency loan markets</span></li> <li style="text-align:justify;background-color:white;margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif;color:black">Knowledge of corporate banking products - working capital loans, real estate loans, foreign exchange. etc.</span></li> <li style="text-align:justify;background-color:white;margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-family:Tahoma, sans-serif;color:black">experience and understanding of UK Law facility documentation and Credit analysis methodology for document checking and alignment with Credit approved terms</span></li> <li style="text-align:justify;background-color:white;margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-family:Tahoma, sans-serif;color:black">Understanding of Covenant control and calculations for executing the executed and monitoring Master Covenant Checklist</span></li> <li style="text-align:justify;background-color:white;margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-family:Tahoma, sans-serif;color:black">Understanding of various kinds of charges and collaterals and process of collateral administration/ valuation etc.</span></li> </ul> <p style="margin:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"><strong><span style="font-size:11.0pt;font-family:Tahoma, sans-serif"> </span></strong></p> <ul style="margin-bottom:0.0cm;margin-top:0.0px"> <li style="margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><strong><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Skills: </span></strong></li> </ul> <p style="margin:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"> </p> <ul style="margin-bottom:0.0cm;margin-top:0.0px"> <li style="margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Ability to multitask and support on various team activities.</span></li> <li style="margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Strong analytical skills with high comfort on complex calculations (high numeracy)</span></li> <li style="margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif;color:black">Diligent, organized, and meticulous with keen eye for details.</span></li> <li style="margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif;color:black">Open mindset with willingness to learn and is receptive to transformational changes.</span></li> <li style="margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif;color:black">Both a team player and active independent contributor.</span></li> <li style="margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif;color:black">Possess strong interpersonal communication skills.</span></li> </ul> <p style="margin:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"><strong><span style="font-size:11.0pt;font-family:Tahoma, sans-serif"> </span></strong></p> <p style="margin:0.0cm 0.0cm 0.0cm 18.0pt;font-size:12.0pt;font-family:'Times New Roman', serif"><strong><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">(c) Experience: </span></strong></p> <p style="margin:0.0cm 0.0cm 0.0cm 18.0pt;font-size:12.0pt;font-family:'Times New Roman', serif"><strong><span style="font-size:11.0pt;font-family:Tahoma, sans-serif"> </span></strong></p> <ul style="margin-bottom:0.0cm;margin-top:0.0px"> <li style="margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Relevant experience as per job responsibilities outlined above. </span></li> <li style="margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:11.0pt;font-family:Tahoma, sans-serif;color:black">Degree in Banking and Finance or equivalent with at least 5 to 7 years of relevant experience.</span></li> </ul> <p style="margin:0.0cm;font-size:12.0pt;font-family:'Times New Roman', serif"><strong><span style="font-size:11.0pt;font-family:Tahoma, sans-serif"> </span></strong></p> <ul style="margin-bottom:0.0cm;margin-top:0.0px"> <li style="margin:0.0cm 0.0cm 0.0cm 0.0px;font-size:12.0pt;font-family:'Times New Roman', serif"><strong><span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Qualifications:</span></strong></li> </ul> <span style="font-size:11.0pt;font-family:Tahoma, sans-serif">Full time graduation from a reputed university and preferably<strong> CS/ CFA/ </strong>MBA/CA</span></li> </ol> <p> </p>