About this role
<p>Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region. SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network. We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers.</p> <p> </p> <p>With sustainability embedded within our strategy and operations, we are committed to creating a society in which today’s generation can enjoy economic prosperity and well-being, and pass it on to future generations.</p> <p><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><strong>Business & Financial Management</strong></span></p> <ul> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Manage budgets and regularly assess and report forecasts for profit, deposits, loans, and foreign exchange (FX).</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Monitor transaction volumes and profitability to ensure business targets are met.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Achieve assigned KPIs in line with business objectives.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Negotiate fees with clients to maximize revenue while maintaining strong relationships.</span></li> </ul> <p><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><strong>Credit & Risk Management</strong></span></p> <ul> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Manage credit facilities including renewals, increases, and reductions.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Monitor financial covenants and ensure compliance with credit terms.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Conduct credit assessments and participate in credit-related negotiations.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Ensure all sanction and regulatory requirements are strictly met.</span></li> </ul> <p><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><strong>Client Relationship Management</strong></span></p> <ul> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Serve as the primary Relationship Manager (RM) for assigned clients, representing the bank professionally and building a positive reputation.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Conduct regular client meetings and presentations to understand client needs and propose suitable banking solutions.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Manage client expectations and resolve issues promptly to ensure high customer satisfaction.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Collaborate with clients’ senior management to anticipate future banking needs and provide strategic financial guidance.</span></li> </ul> <p><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><strong>Operations & Coordination</strong></span></p> <ul> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Facilitate client onboarding and account opening processes.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Handle banking operations including loans, bank guarantees, remittances, SMAR&TS, KYC follow‑ups, and other operational matters.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Work closely with the Corporate Business Office (CBO) and coordinate with internal departments and regional teams.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Prepare and submit reports to the Group Head and Team Manager as required.</span></li> </ul> <h2><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Qualifications & Requirements</span></h2> <p><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><strong>Education</strong></span></p> <ul> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Bachelor’s degree in Business Administration, Finance, Banking, Economics, or a related field.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">A master’s degree or professional certifications (e.g. CFA, FRM) is an advantage.</span></li> </ul> <p><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><strong>Experience</strong></span></p> <ul> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Minimum 3–5 years of experience in corporate banking, relationship management, or a related financial services role.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Strong experience in credit analysis, client management, and banking operations.</span></li> </ul> <p><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><strong>Skills & Competencies</strong></span></p> <ul> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Solid understanding of corporate banking products, credit processes, and regulatory requirements.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Strong negotiation, communication, and presentation skills.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Ability to manage multiple tasks and priorities effectively.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Detail‑oriented with strong analytical and problem‑solving skills.</span></li> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Ability to work independently as well as collaboratively in a team environment.</span></li> </ul> <p><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><strong>Language</strong></span></p> <ul> <li style="font-family:arial, helvetica, sans-serif;font-size:12.0pt"><span style="font-family:arial, helvetica, sans-serif;font-size:12.0pt">Proficient in spoken and written English (additional languages are an advantage).</span></li> </ul>