About this role
<div> <h2>Key Responsibilities</h2> <ul> <li><strong>Client engagement</strong> <ul> <li>Proactive in client engagement and invester interafce, and new products and solutions</li> <li>Key interface for investor client discussions where we deliver investor solutions related to our Balance Sheet<strong> </strong></li> </ul> </li> <li><strong>New Product Development:</strong> <ul> <li>Collaborate with the SCSA and ASDV teams to develop new products and solutions</li> <li>Work closely with the business heads on assessing risk and capital impacts from new products as the ASDV product suite increases</li> <li>Work with the SCSA Team on potential liquidity generative trades such as Structured notes, Structured Deposits to fund future portfolio growth</li> </ul> </li> <li><strong>Capacity creation and risk mitigation</strong>: <ul> <li>Drive balance sheet velocity by prioritizing lower quality or lower return assets for sale and hold CMA distribution team accountable for loan sales</li> <li>Utilization of credit protection tools to protect for idiosyncratic and portfolio exposure considerations</li> <li>Manage the Credit Risk Insurance capacity currently in CMA. Utilize insurance for risk and capital relief</li> <li>Structure and maintain Significant Risk Transfer (SRT) structures to create risk and capital relief</li> </ul> </li> <li><strong>Pipeline management</strong>: <ul> <li>Centralized pipeline control and management</li> <li>Assessment of cross-sell and ancillary revenue opportunities for each financing opportunity</li> <li>Reporting and forecasting of financial resources</li> </ul> </li> <li><strong>Exposure suitability</strong>: <ul> <li>Assess the suitability of new credit exposures, ensuring alignment with the Bank’s risk appetite</li> </ul> </li> <li><strong>Financial Resource Management</strong>: <ul> <li>Centralized Management of capacity, utilization, returns of key financial resources of Funded Assets (FA), RWA and other critical resources</li> </ul> </li> <li><strong>FA & RWA management:</strong> <ul> <li>Managing the allocation of FA and RWA resources including pipeline management, RoE monitoring and control</li> <li>Close alignment with SPDAP and Head Office on FA and RWA capacity, forecasting and utilization</li> <li>RWA, FA and Leverage Ratio Exposure optimization to deliver balance sheet velocity, revenue and return enhancements</li> <li>RoE methodology, calculation, monitoring and management on resource utilization across individual deals and portfolio</li> </ul> </li> <li><strong>Liquidity management:</strong> <ul> <li>Establish and oversee the portfolio’s liquidity management function, responsible for forecasting and optimizing liquidity metrics including advising on structuring of deals in most efficient way</li> <li>Drive the optimization of the Net Stable Funding Ratio (NSFR), Liquidity Coverage Ratio (LCR) and internal liquidity metrics across the portfolio</li> </ul> </li> <li><strong>Portfolio monitoring: </strong> <ul> <li>Enhance centralized risk and counterparty monitoring to enable early warning and proactive risk measures</li> </ul> </li> </ul> <h2>Job Requirements</h2> <ul> <li>20+ years’ experience in senior Finance and/or Risk Management roles in major international financial institutions, with proven front office exposure and investor/client engagement.</li> <li>Experience managing complex, large-scale portfolios of at least USD 20bn of RWA and balance sheet assets.</li> <li>Expert knowledge of Basel 3.1 / finalisation standards and related accounting treatments; strong understanding of capital, liquidity, and credit portfolio risk management.</li> <li>Proven leadership experience, including developing senior specialists in a matrix environment.</li> <li>Proven track record in a Front Office environment, supporting Business Heads with financial deep-dives, budgeting, and revenue forecasting.</li> <li>Strong judgement, stakeholder management, and communication skills.</li> <li>Strong understanding of credit risk, risk management, financial analysis, and balance sheet management. Strong track record as first line of defense in delivering risk discipline. </li> </ul> </div>