About this role
<p style="line-height:normal;margin:0.0in 0.0in 8.0pt"><strong><span style="">Be #InGoodHands with Metrobank!</span></strong></p> <p style="line-height:normal;margin:0.0in 0.0in 8.0pt"><span style="">Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach!</span></p> <p style="line-height:normal;margin:0.0in 0.0in 8.0pt"><strong><span style="">Position Title: Head, Commercial Banking Center - Binondo</span></strong></p> <p style="line-height:normal;margin:0.0in 0.0in 8.0pt"><strong><span style="">Job Summary:</span></strong></p> <p style="margin:0.0in;text-align:justify;line-height:normal"><span style="">Plans, implements and supervises the overall marketing strategies and activities with the end in view of:</span></p> <ul style="margin-top:0.0in;margin-bottom:0.0in"> <li style="margin:0.0in 0.0in 0.0in 12.0px;text-align:justify;line-height:normal"><span style="">Attaining the Center’s profitability targets</span></li> <li style="margin:0.0in 0.0in 0.0in 12.0px;text-align:justify;line-height:normal"><span style="">Exercising control over the Center's activities in order to minimize risks (risk management)</span></li> <li style="margin:0.0in 0.0in 0.0in 12.0px;text-align:justify;line-height:normal"><span style="">Maintaining the quality of the portfolio, and </span></li> <li style="margin:0.0in 0.0in 0.0in 12.0px;text-align:justify;line-height:normal"><span style="">Ensuring good account servicing/client's satisfaction (relationship management)</span></li> </ul> <p style="margin:0.0in 0.0in 0.0in 9.0pt;text-align:justify;line-height:normal"> </p> <p style="line-height:normal;margin:0.0in 0.0in 8.0pt"><strong><span style="">Specific Duties and Responsibilities:</span></strong></p> <ul style="margin-bottom:0.0in;margin-top:0.0px" type="disc"> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Manages the overall quality and profitability of the loan portfolio as well as other collateral business in achieving the volume and income targets of the Center.</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Establishes long-term objectives and formulates business strategies and marketing plans.</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Administers, plans and controls the Center.</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Presents loan and credit approval memoranda to the regular Executive Committee (Excom and/or Senior Excom as the case maybe together with the Center Head and/or Account Officers).</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Provides Account Officers with volume and income targets and business development objectives.</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Conducts regular client calls and plant visits, jointly with Account Officers, to establish and maintain good working relationship with the account as well as to obtain first hand information of any development in the account.</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Reviews all credit and loan proposals or memoranda to ensure proper packaging and risk assessment, order of presentation and context.</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Ensures compliance of all documentation requirements relative to loan/credit approval.</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Approves commercial credit and trade credit transactions within the prescribe level of authority granted.</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Ensures that the Bank’s policies and procedures are strictly adhered to in all respect, let alone deviations in the credit transaction duly approved by the proper body.</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Represents the Bank in syndicate meetings, creditors’ meeting, steering committee meetings and the like.</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Provides technical support and advice to Account Officers as part of their hands on training during discussions or negotiation with existing and or prospective clients.</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Prepares annual financial budget of the Center.</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Performs other related functions that may be assigned from time to time.</span></li> </ul> <p style="line-height:normal;margin:0.0in 0.0in 8.0pt"><strong><em><span style="">Qualifications:</span></em></strong></p> <ul style="margin-bottom:0.0in;margin-top:0.0px" type="disc"> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">At least 10 years leadership experience as a leader in commercial banking</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Financial expertise: strong understanding of FS analysis, forecasting techniques, ROI evaluation to support decision making</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Regulatory and Compliance Acumen: in-depth knowledge of banking regulations</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Market and Investment insights: Proficient in analyzing market trends and economic indicators</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Portfolio & Credit Risk Management: skilled in assessing the credit worthiness and managing diverse clients</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Strategic Business Development: Expertise in identifying growth opportunities, client acquisition, negotiation and expending wallet share </span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Aggressive business mindset & relationship building: Demonstrates a proactive and results driven approach</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Clear and persuasive communicator: articulates complex ideas with clarity and influence</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Data-driven decision making: Leverage data to guide strategic choices and optimize team performance</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Customer Centric Leadership and Stakeholder management: Champions the client-first culture and proactive service</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Emotional Intelligence & Team empowerment: fostering a supportive environment that motivates team and encourages continues growth</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Adaptability & Resilience: Navigates change with agility and maintains focus on long term goals.</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Can speak and understand Chinese language (Fukien/Hookien)</span></li> <li style="line-height:normal;margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt"><span style="">Must have a Bachelor’s degree from a college/university, preferably a graduate of a Marketing or Business course.</span></li> </ul>