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Position Title: Credit Review Officer Job Summary: <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Preparation and credit assessment of loan proposals and corresponding borrowers</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Credit Risk and Portfolio Management</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Conformity to internal and external policies</li> </ul> Role Exposure: <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Should ensure consistent and advance coordination with Institutional Banking Segment (IBS) counterparts on the timely submission of pre-approval documents, and the active management of his/her assigned portfolio of accounts together with the lending officer.</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Prepares the Evaluation and Recommendation for Credit Accommodation (ERCA) for credit line renewals of IBS accounts according to policy and in compliance with the agreed Service Level Agreement (SLA) with IBS.</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Validates data provided by lending units as part of the credit assessment.</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Assess the related collateral and documentation deviations and necessary mitigations in relation to the credit assessment.</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Identify all relevant policy and regulatory deviations to arrive at a fair assessment of the overall risks and make the appropriate recommendations.</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Prepare the financial spreadsheet and financial evaluation of new borrowing clients. May be asked to evaluate the ERCA prepared by IBS for the establishment of its credit facilities.</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Determine and assess credit risk rating and classification and ensure these are appropriate and relevant at all times.</li> </ul> Qualifications: <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Graduate of Accountancy, Accounting Management, Math, Statistics, Financial Management and Economics</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">At least 3 years working experience in credit with focus on commercial and corporate loans</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Knowledgeable in credit risk analysis</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Strong quantitative and analytical skills</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Must have a pro-active approach to problem solving and the ability to meet tight deadlines</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Experienced commercial / corporate Credit Analyst</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Experienced commercial / corporate Relationship Manager (willing to do Credit)</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 0.0in 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Experienced Certified Public Accountant (CPA) from top accounting firms</li> <li style="line-height:normal;background-color:white;margin:0.0in 0.0in 8.0pt 24.0px;font-size:11.0pt;font-family:Calibri, sans-serif">Experienced Credit Officers handling commercial and consumer loans</li> </ul> Other Details: Rank: Junior Officer Unit: Office of the President / Credit Group Locations: (Luzon) Cabanatuan, Cauayan, and Tarlac (Visayas) Cebu, IloIlo. (Mindanao) General Santos, Zamboanga

Credit Review Officer (Countryside) (Cabanatuan, Philippines) @ MBTCHCM

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