About this role
<div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Job Description</H2> </div><div><p><u><b>JOB SUMMARY:</b></u> <br> The Commercial Banker’s primary responsibility is to obtain, promote, and manage a portfolio of existing and new loan customers including cross-selling new loans, products and services while ensuring compliance with the Bank’s lending policies and procedures. A Commercial Banker's main focus is on loan amounts $1 million and up.</p> <p><br> <u><b>RESPONSIBILITIES:</b></u><br> • Analyze loan markets to develop new prospects and build a strong portfolio of commercial customers.<br> • Maintain positive, professional relationships with customers and continue communication for growth of portfolio.<br> • Production focused to build a book of business. <br> • Analyze applicant’s financial status, credit, and property evaluation to determine feasibility of loan request.<br> • Compiles loan documentation and facilitates loan structure with applicant and ensures the commitment letters are prepared and delivered.<br> • Has full understanding of commercial real estate appraisals and is able to review and evaluate appropriately.<br> • Actively participates in the Community by attending events and being active in organizations to promote the Bank’s business products and services and build relationships.<br> • Ensures loan closing and funding activities occur timely.<br> • Identify complex situations, review related information to evaluate and develop an acceptable solution.<br> • Stays informed and current on lending practices and communicates as necessary on updates needed to the Bank’s policies to remain working within the bank’s policy guidelines.<br> • Maintains knowledge of compliance requirements for banking. Handles all customer interactions and file records in compliance with federal and state regulations.<br> • Maintains product knowledge for establishing full banking relationships with commercial customers.<br> • Other duties and projects as assigned.</p> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Qualifications</H2> </div><div><p><u><b>SKILLS/QUALIFICATIONS:</b></u></p> <p>• Bachelor’s degree required, preferably in business, finance or another related field<br> • Minimum of four (4) years of related experience in Commercial Banking is required.<br> • Formal credit analysis training and working experience in applying is required<br> • Proficiency in Microsoft Office Products is required<br> • Ability to organize and analyze complex financial data is required<br> • Knowledge and understanding of all federal and state regulations regarding lending and related departments and ability to stay current is required<br> • Excellent analytical and mathematical skills and ability to make a credit decision is required<br> • Excellent verbal and written communication skills is required<br> • Demonstrated high level of professionalism and maturity is required<br> • Ability to work off normal work schedule to meet customer needs as well as attend community functions and events for business development is required<br> • Minimal travel within assigned market is required</p> <p><br> <u><b>KEY COMPETENCIES:</b></u></p> <p>• Relationship Building<br> • Sales Driven<br> • Self-Motivated<br> • High Business Acumen</p> <p><br> <u><b>Essential Functions: </b></u><br> • Sitting or standing for extended periods of time.<br> • Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse and other computer components.<br> • Ability to converse and exchange information with all levels of staff within organization.<br> • Ability to observe, perceive, identify, and translate data<br> • Ability to travel via air, rail, automobile and/or bus.</p> <p> </p> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Company Profile</H2> </div><div><p><strong>Please <a href="https://www.bankwithunited.com/content/dam/unitedbank/documents/united-bank/Benefit-Eligibility-Chart.pdf">click here</a> to access a list of benefits for which this position is eligible. Additional information regarding United's Mission, Values and Culture can be found <u><a href="https://www.bankwithunited.com/about-united.html">here</a></u>.</strong><strong></strong></p> <p></p> <p>At United, our strength is our people, and we are committed to nurturing a culture that is reflective of the communities we serve; promotes respect and a shared purpose; and aligns with our core values.</p> <p></p> <p>Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, status as a protected veteran, or any other characteristic protected by law.</p></div></div></div>