Later Life Lending Adviser (GB) @ Royal London Careers

<p><strong>Contract type: Permanent</strong><br><strong>Location: Home Address</strong><br><strong>Working style: Remote </strong><br><strong>Closing date: 7th July 2026 </strong></p> <p> </p> <p>Responsible Life, one of the UK’s leading Equity Release mortgage broker is looking for an <strong>Equity Release Adviser</strong> to join our growing, forward-thinking and <strong>digital-first team</strong>.</p> <p>This is a genuinely exciting opportunity to be part of a business that is transforming the way customers experience later life lending. We’re proud of our strong growth, innovative approach and commitment to delivering an <strong>outstanding, customer-first journey</strong> – this is not a transactional sales role, but one centred on building trust, delivering quality advice and supporting customers through one of the most important financial decisions of their lives.</p> <p> </p> <p><strong>Who we’re looking for</strong></p> <p> </p> <ul type="disc"> <li><strong>Experienced Equity Release Advisers</strong> looking to join a progressive, digitally enabled business</li> <li><strong>CeRER must be obtained before joining Royal London</strong></li> <li><strong>Mortgage Advisers (CeMAP qualified)</strong> with a genuine passion for customer outcomes, who are keen to develop their career within the growing Equity Release market</li> </ul> <p> </p> <p>If you are driven by delivering excellent customer service and want to move into a more specialist, advice-led role, we will provide the training and support to help you succeed.</p> <p> </p> <h3>About the role</h3> <p> </p> <p><strong>Why join Responsible Life?</strong></p> <p><strong> </strong></p> <p>You’ll be part of a business that combines <strong>strong brand recognition</strong>, <strong>cutting-edge technology</strong>, and a <strong>values-led approach to customer care</strong>. </p> <p>Our Advisers benefit from:</p> <p> </p> <ul type="disc"> <li>High-quality, pre-qualified appointments<br>Generated through national digital channels, press advertising and trusted referral partners – no cold calling required</li> <li>A digital-first, tech-enabled environment Including a sophisticated CRM, in-house built digital factfinding and sourcing tools, and enhanced suitability letter writing</li> <li>Full compliance and administrative support<br>Allowing you to focus on delivering outstanding advice and customer outcomes</li> <li>Strong earning potential<br>Competitive basic salary </li> <li> A fantastic commission structure (commission can earn you upto an additional £15k OTE)</li> <li>Comprehensive training and development<br>Whether you’re experienced in Equity Release or transitioning from mortgages.</li> </ul> <p> </p> <h3>About you</h3> <p><strong>Our approach</strong></p> <p>At Responsible Life, we pride ourselves on:</p> <ul type="disc"> <li>Delivering <strong>exceptional customer experiences</strong>, reflected in our outstanding Trustpilot reviews</li> <li>Taking a <strong>holistic, advice-led approach</strong> rather than a transactional sales mindset</li> <li>Building long-term relationships with customers and partners</li> <li>Maintaining an <strong>environment where advisers are supported, developed and retained</strong></li> </ul> <p> </p> <p>With continued investment in our partnerships, brand and digital capabilities, there has never been a better time to join.</p> <p> </p> <p> </p> <p><strong>What you’ll need</strong></p> <ul type="disc"> <li>Experience in providing <strong>Mortgage or Equity Release advice</strong></li> <li><strong>CeMAP qualified</strong> (CeRER must be obtained before joining)</li> <li>A strong focus on <strong>customer experience and ethical advice</strong></li> <li>A desire to be part of a <strong>collaborative, forward-thinking team.</strong></li> </ul> <p> </p> <p><strong>Please note</strong></p> <p><strong> </strong></p> <p>This is an <strong>employed position</strong>.</p> <p>Successful Candidates will join an onsite/residential induction programme for 2 weeks to start date 7th September 2026.</p> <p> </p> <h3>About Royal London</h3> <p> </p> <p>We’re the UK’s largest mutual life, pensions and investment company, offering protection, long-term savings and asset management products and services.</p> <p>Our People Promise is that we will all work somewhere <strong>inclusive, responsible, enjoyable and fulfilling</strong>, underpinned by our values: <strong>Empowered, Trustworthy, Collaborate, Achieve</strong>.</p> <p> </p> <p>We offer a wide range of benefits including:</p> <ul type="disc"> <li>28 days holiday plus bank holidays</li> <li>Quarterly commission plus yearly bonus</li> <li>Strong Earning potential</li> <li>Competitive Basic salary &amp; a fantastic commission structure OTE £15K</li> <li>Up to 14% employer matching pension</li> <li>Private medical insurance and more.</li> </ul> <p> </p> <h3>Inclusion, diversity and belonging</h3> <p> </p> <p>We’re an inclusive employer. We celebrate and value different backgrounds and cultures across Royal London. Our diverse people and perspectives give us a range of skills which are recognised and respected – whatever their background. </p>