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Manager: Credit Governance (Johannesburg, ZA) @ Nedbank

Johannesburg, ZAOnsiteFull-time
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<p><img id="Picture_x0020_1" src="https://rmkcdn.successfactors.com/dd82a348/461743ac-ca78-42fa-8634-a.png" style="height:255.0px;width:600.0px"></p> <div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Job Requisition Details</b></H2> </div><div><p><strong>Requisition ID: </strong>146378</p> <p><strong>Location:</strong> Johannesburg, Gauteng </p> <p><strong>Closing Date:</strong> 04 July 2026</p> <p><strong>Talent Acquisition:</strong> Bongiwe Mchunu</p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Job Family</b></H2> </div><div><p>Business and Commercial Banking</p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Career Stream</b></H2> </div><div>Credit Collections</div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Leadership Pipeline</b></H2> </div><div>Manage Self: Professional</div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>FAIS Affected</b></H2> </div><div></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Job Purpose</b></H2> </div><div><div>Drive effective credit risk management by overseeing the quality and performance of the portfolio, delivering insightful reporting, and strengthening governance practices to support strategic decision-making and regulatory compliance across the cluster.</div></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Why Join Our Team</b></H2> </div><div><ul> <li>Be part of a high-impact team shaping credit risk governance across the business;</li> <li>Gain exposure to strategic decision-making and senior stakeholders;</li> <li>Work in a data-driven environment that values insight, innovation, and continuous improvement;</li> <li>Contribute to strengthening governance frameworks in a leading financial institution and</li> <li>Grow your career through meaningful development opportunities and cross-functional collaboration.</li> </ul></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Job Responsibilities</b></H2> </div><div><ul> <li>Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS).</li> <li>Provide feedback monthly by drafting business reports as at month end.</li> <li>Build and maintain effective working relationships by attending regular staff meeting and team building sessions.</li> <li>Build strong relationships by engaging with stakeholders on credit processes, policies, information and documentation.</li> <li>Build intellectual capital of the team by knowledge sharing with all stakeholders.</li> <li>Meet stakeholder expectations by delivering output and resolving queries within turnaround times.</li> <li>Enhance policies and procedures by identifying and reviewing ineffective processes and systems.</li> <li>Enhance processes by constantly seeking innovative improvements to the credit systems.</li> <li>Adapt to changes in Legislation by enforcing the compliance to the changes.</li> <li>Improve team performance by identifying staff performance gaps from assessment evaluations and analysing performance data from the Management Information System (MIS).</li> <li>Manage quality of portfolio by enforcing adherence to bank policies, process and procedures and industry regulations.</li> <li>Implement sound credit risk management by providing advice on credit risk matters to stakeholders.</li> <li>Achieve operational excellence by supporting the implementation of business optimisation improvement through team engagement.</li> <li>Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.</li> <li>Identify training courses and career progression for self through input and feedback from management.</li> <li>Ensure all personal development plan activities are completed within specified timeframe.</li> <li>Share knowledge and industry trends with team and stakeholders during formal and informal interaction.</li> <li>Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders&apos; businesses by highlighting benefits in support of the implementation of recommendations.</li> <li>Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).</li> <li>Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g.. Green Strategy).</li> <li>Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.</li> </ul> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Our Ideal Candidate</b></H2> </div><div><div> <p>We are looking for a professional who:</p> <ul> <li>Has a strong foundation in credit risk, governance, and portfolio analysis;</li> <li>Demonstrates excellent analytical and reporting capabilities;</li> <li>Is confident engaging with senior stakeholders and influencing outcomes;</li> <li>Has a continuous improvement mindset with a focus on process optimisation;</li> <li>Understands regulatory and compliance requirements within financial services;</li> <li>Can translate complex data into clear, actionable insights;</li> <li>Thrives in a collaborative, fast-paced environment and</li> <li>Shows strong attention to detail and accountability.</li> </ul> </div></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Essential Qualifications - NQF Level</H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Matric / Grade 12 / National Senior Certificate </li><li>Professional Qualifications/Honour’s Degree </li></ul></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Preferred Qualification</H2> </div><div><div> <ul> <li>A relevant tertiary qualification (NQF Level 7), such as a degree in Finance, Business, Risk, or a related field</li> <li>Postgraduate qualifications (e.g., LLB, BSc Engineering, MBA) will be advantageous</li> </ul> </div></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Minimum Experience Level</H2> </div><div><div> <ul> <li>At least 5 years’ experience in credit risk, governance, or a related support function within financial services</li> <li>Proven experience in portfolio analysis, reporting (MIS), and risk management practices</li> <li>Exposure to regulatory frameworks, credit policies, and governance processes</li> <li>Experience engaging with stakeholders and contributing to process and system enhancements</li> </ul> </div></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Technical / Professional Knowledge</b></H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Business administration and management </li><li>Financial Accounting Principles </li><li>Governance, Risk and Controls </li><li>Operations planning </li><li>Principles of project management </li><li>Relevant regulatory knowledge </li><li>Service level agreements </li><li>Staff resource planning </li><li>Strategic planning </li><li>Management information and reporting principles, tools and mechanisms </li></ul></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Behavioural Competencies</H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Aligning Performance for Success </li><li>Building Partnerships </li><li>Building talent </li><li>Building partnerships </li><li>Driving for Results </li><li>Selecting Talent </li></ul></div></div><p style="line-height:18.9px"><img alt="" height="228" src="https://rmkcdn.successfactors.com/dd82a348/61ad7a3f-eb85-4980-a04c-e.jpg" style="height:75.0px;width:600.0px" width="245"></p> <p style="line-height:18.9px">---------------------------------------------------------------------------------------</p> <p style="line-height:18.9px"><span style="color:#006341"><em><b>Please contact the Nedbank Recruiting Team at +27 860 555 566 </b></em></span></p>

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