*This position is not eligable for sponsorship now or in the future.* Summary Drive the strategy, development, and performance monitoring of Property & Casualty insurance products, with shared accountability for growth and profitability. This role sits at the intersection of data analytics, pricing strategy, and product management- leveraging deep, data-driven insights to influence key business decisions. Analyze performance across multiple levels of granularity—including portfolio, segment, policy attributes, and individual policies- to uncover profit drivers and growth opportunities. Integrate customer behavior, competitive dynamics, and regulatory considerations to inform pricing, product strategy, and business requirements. Serve as a key contributor and leader on cross-functional initiatives, partnering across Product, Actuarial, State Management, Legal, and Technology teams to deliver measurable business impact. Responsibilities <ul style="margin-top:0.0in;margin-bottom:0.0in" type="disc"> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Analyze business performance and translate complex data into actionable insights and strategic recommendations</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Evaluate the impact of product, pricing, and underwriting changes by assessing shifts in conversion, loss ratio, retention, and business mix</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Identify key drivers of profitability and growth by investigating customer behavior, portfolio trends, and emerging patterns across multiple levels of granularity</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Provide timely, data-driven insights to inform business strategies and ensure alignment with profitability and growth objectives</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Support rate, rule, and form filings through analytical insights and development of supporting documentation</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Assess regulatory changes and evaluate implications for product design, pricing strategies, and compliance requirements</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Collaborate cross-functionally with Product, Actuarial, State Management, Legal, Marketing, Sales Center, Agency Management, IT, and Data Engineering to ensure alignment on strategic and regulatory objectives</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Partner with IT and Data Engineering to define data and analytical requirements and ensure accurate implementation of business logic</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Contribute to the development of scalable data solutions and automated processes to enable efficient, consistent analytics</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Ensure data quality, consistency, and reliability in all analytical outputs used for decision-making</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Communicate insights, recommendations, and market trends clearly and effectively to stakeholders and leadership, including both technical and non-technical audiences</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Lead and contribute to cross-functional initiatives, influencing product, pricing, and strategic decisions across assigned markets or lines of business</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Take shared accountability for top- and bottom-line performance of assigned products and markets</li> </ul> Qualifications <ul style="margin-top:0.0in;margin-bottom:0.0in" type="disc"> <li style="color:black;margin-bottom:0.0in;line-height:normal;margin-top:0.0in;margin-right:0.0in;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Bachelor's Degree or professional level of knowledge in a specialized field, or equivalent, related experience.</li> <li style="color:black;margin-bottom:0.0in;line-height:normal;margin-top:0.0in;margin-right:0.0in;font-size:12.0pt;font-family:verdana, geneva, sans-serif">4 - 6 years - or Associates Degree equivalent plus 6 - 8 years.</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Advanced ability to analyze financial performance, profitability, and forecasting, including evaluating top- and bottom-line impacts of business decisions</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Strong business acumen with a high level of curiosity to explore data, understand underlying drivers, and uncover new growth opportunities</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Strong quantitative, analytical, and critical thinking skills, with the ability to work with complex datasets</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Proficiency in modern data platforms and query tools such as Snowflake, Databricks, SQL, and Python</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Experience with analytics and visualization tools such as Power BI, Tableau, or similar platforms to interpret data and communicate insights</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Ability to translate ambiguous business questions into structured analyses and actionable recommendations</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Intermediate knowledge of actuarial and pricing concepts</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Advanced knowledge of market dynamics and regulatory environments, including familiarity with rate and form circulars from rating bureaus</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Experience collaborating with cross-functional partners including Product, Actuarial, State Management, IT, and Data Engineering</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Strong verbal, written, and presentation skills, with the ability to communicate complex insights clearly to diverse audiences</li> <li style="margin-top:0.0in;margin-right:0.0in;margin-bottom:8.0pt;line-height:115%;font-size:12.0pt;font-family:verdana, geneva, sans-serif">Business-related certifications or advanced training in analytics, AI, data, or business strategy are a plus, but not required</li> </ul> Why Mapfre? As a global insurance leader with a strong local presence, we offer more than a job- we provide a purpose-driven career where your growth, well-being, and impact truly matter. Purpose & Culture: Join a company built on trust, collaboration, and inclusion. Our values guide everything we do, creating a workplace where people feel respected and empowered. Comprehensive Benefits: Enjoy competitive health coverage, retirement plans, paid time off, flexible work options, and lifestyle perks like employee discounts. Career Growth: Advance your skills through tuition reimbursement, leadership programs, and internal mobility opportunities. Your development is our priority. Social Responsibility: Contribute to meaningful initiatives through Fundación Mapfre, supporting communities and sustainability worldwide. Pay Philosophy: The typical starting salary range for this role is determined by several factors including skills, experience, education, certifications, and location. Some roles at Mapfre are eligible for commission and/or bonus earnings, in addition to salary, calculated based upon factors set forth in the compensation plan for the role. Salary Range $77,700 - $115,100 If you require an accommodation for a disability so that you may participate in the selection process, you are encouraged to contact the Mapfre Insurance Talent Acquisition team at <a href="mailto:[email protected]">[email protected].</a> We are proud to be an equal opportunity employer.

Insurance (P&C) -Product Analyst Sr (Remote or Hybrid-Webster MA)) (Webster, MA, US) @ MAPFRE

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