About this role
JOB DESCRIPTION
Why GM Financial?
GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.
At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.
Our Purpose: We pioneer the innovations that move and connect people to what matters.
This position will be posted until filled.
RESPONSIBILITIES
About the role
Risk Analyst II - Credit Risk Analytics is responsible for analyzing credit risk exposure related to consumer and commercial loan and lease acquisition activities. The position involves conducting analysis to mitigate credit risk, create and monitor credit policy, measure credit execution and credit structure. In addition, this position will be responsible for monitoring credit performance by region, credit center, and dealership.
In this role you will:
Utilize data mining and advanced spreadsheet skills to quantify credit risk related to loan and lease origination activitiesSummarize findings, develop recommendations and present analyses to management in a clear, concise, convincing, and actionable formatEmploy best practices of data analysis and validation to ensure data results are accurateAssist in the creation, maintenance and monitoring of origination credit policies, procedures and lending stipulationsUnderstand how change to origination credit policy and lending environment can impact loan/lease volume as well as overall credit performanceProactively monitor and report relevant changes in origination trends and portfolio performance to managementConduct ad hoc research projects incorporating project design, data collection and analysis, summarization of finding, and presentation of results
QUALIFICATIONS
What makes You an ideal candidate?
Demonstrated understanding of data warehouses, data mining, reporting, data analysis and data visualization techniquesAdvanced with Microsoft Excel, PowerPoint, and WordExperience with respect to data analysis and spreadsheet modeling and/or reportingExperience with coding (SAS or SQL preferred) for data mining and manipulationQuerying skills and knowledge in a data warehouse environmentDemonstrated quantitative skillsAcute attention to detailEffective written and verbal presentation skillsAbility to interact collaboratively and proactively with internal customersCapable of managing multiple projects, including ability to coordinate and balance numerous tasks in a time-sensitive environment, under pressure, meeting deadlinesUnderstanding of the metrics utilized in monitoring the performance of a consumer or commercial lending portfolio is a plusSubject to stressful situations.Fast paced office environment.Strong focus on providing quality service to internal and external customers.Limited travel may be required to support business needs. Education & Work Experience
2-4 years experience working with complex Excel workbooks, querying large multi-table datasets, data analysis, and data presentation; the qualified candidate will also be able to demonstrate proficiency with the following tools: SAS and/or SQL, Microsoft Excel, PowerPoint, and Word required2-4 years experience in consumer and/or commercial loan and lease origination analysis preferredBachelor's Degree Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field; degrees in non-quantitative fields considered with adequate work experience requiredMaster's Degree Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field preferred Additional Knowledge and Skills
Working effectively within an AI enabled environment:
Ability to use AI tools (e.g., Microsoft Copilot) to support daily workSkills in evaluating AI outputs for accuracy, compliance, and biasExperience integrating AI into workflows to improve efficiency or insightsFamiliarity with AI assisted research, summarization, and content generationUnderstanding of responsible AI use, including ethics and data protection What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.
Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.
Compensation: Competitive pay and bonus eligibility.
Work Life Balance: Flexible hybrid work environment, 2-days a week in office.
NOTE: We are unable to consider candidates who require visa sponsorship for this position
This position is not open to agency submissions
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