About this role
We are looking for a Senior Insurance Product Manager to join our team in creating the most loved insurance on the planet.
This is a critical role within the Insurance Product team, focused on profitably growing Lemonade’s Property line. You will partner closely with our Actuarial, Insurance Operations, and Underwriting experts to craft an insurance experience that is fast, simple, and delightful for our customers, while driving forward our product roadmap and monitoring the success of key initiatives.
We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.
Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.
In this role you'll
Own Catastrophe (CAT) management and strategy, leveraging complex data to deliver state-specific recommendations for underwriting, pricing, and risk mitigation
Drive the countrywide pricing plans and overall homeowners strategy to ensure profitable growth
Continuously monitor product performance, measure the impact of changes, and recommend data-driven improvements and enhancements
Collaborate with Actuarial and Underwriting experts on developing coverage, pricing accuracy, and eligibility requirements
Translate product vision into actionable plans, gathering detailed product specification documents to define project requirements
Research market trends, competitor actions, and regulatory changes to inform and advance the homeowners business
Partner with Insurance Operations to facilitate regulatory approval for new features, rate changes, and product enhancements
What you'll need
8+ years of P&C experience, with a minimum of 6 years in personal lines homeowner insurance state or product management
Bachelor’s degree in Business, Insurance, Finance, or a related field (or equivalent experience)
Exceptional analytical skills and attention to detail, with a knack for identifying trends and driving action
Strategic thinker with an ownership mentality, willing to challenge the status quo and propose creative solutions
Superior organizational and project management capabilities, comfortable managing multiple complex priorities in a fast-paced environment
Strong collaborative spirit and exceptional written and verbal communication skills
Ability to work in a remote environment
Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture
*Please note that we are unable to sponsor applicants for work visas
Unfortunately, we cannot consider applicants from these states; Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico.
Lemonade's US base salary range for this full-time position is $140,000-160,000 annually plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location.
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