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Financial Accountant: PSP & Cash Management @ Pressentergroup

Sliema, MaltaOnsiteFull-time
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About this role

WHO ARE WE?

We are PressEnter! A team of talented specialists trailblazing new pathways in iGaming.

Being a people-first organisation isn't something we just say; we operate on a foundation of transparency, camaraderie and mentorship, all whilst focusing on your wellbeing. You are a valued member of our team and we can't wait to have you on board: part of a culture that embraces diversity and inclusion, and an environment that promotes career progression and opportunities.

WHAT WILL YOU DO?

As Financial Accountant: PSP Analyst, you will be the primary internal expert on all matters relating to the Company's payment service providers (PSPs) and the day-to-day management of the Company's cash and treasury positions, reporting to the Accounting Lead. The role is PSP- and cash-first: owning the full lifecycle of PSP operations, reconciliation, and reporting, alongside monitoring, initiating, tracking, and reporting on cash movements across bank and e-money accounts. Secondary responsibilities span general financial accounting support.

This role is a stepping-stone to a wider financial partnering role. Candidates with a broad financial knowledge base and a genuine appetite for challenge will be favoured.

Primary Responsibilities: PSP Operations & Analysis

• Portal fluency: Navigate the back-office portals of all major PSPs to retrieve statements, settlement reports, and transaction-level data without assistance.

• Daily PSP monitoring: Monitor PSP balances daily; flag PSPs requiring top-ups or withdrawals and action or escalate accordingly.

• Reconciliation: Reconcile PSP transactions end-to-end using tools like Aurum; resolve breaks and aged items in a timely manner.

• Fee verification: Verify that PSP fees charged are in line with agreed commercial terms and escalate discrepancies.

• Settlement tracking: Ensure PSPs settle within agreed timeframes; follow up on delays and document outcomes.

• Monthly service-charge reconciliation: Perform monthly reconciliation of service charges applicable to deposits and withdrawals.

• PSP inbox management: Own and manage PSP-related email inboxes; triage, respond to, and escalate queries promptly and professionally.

• Statement downloads & filing: Download, organise, and archive PSP statements and supporting documentation on a timely basis.

• PSP KPI reporting: Prepare and distribute regular KPI dashboards covering PSP performance: transaction volumes, fee ratios, settlement timing, balance positions, and exceptions.

• New PSP onboarding: Liaise with the Payments team prior to new PSP go-lives; clarify commercial terms, integration timelines, and fee structures ahead of first transactions.

Primary Responsibilities: Cash Management

• Daily cash monitoring: Monitor cash and e-money balances across all PSP accounts and wallets on a daily basis.

• Payment initiation: Initiate outgoing payments (PSP top-ups/withdrawals) via online banking portals and payment platforms, in line with authorisation controls and approval workflows.

• Cash movement tracking: Track and log all incoming and outgoing cash flows (receipts, settlements and fee deductions) ensuring every movement is accounted for and reconciled to the books.

• Cash reporting: Prepare regular cash position reports summarising balances by account and currency, flagging exceptions, low-balance risks, or unexpected movements for management review.

• Forecast support: Assist in the preparation of short-term cash flow forecasts; flag projected shortfalls or surplus positions in advance.

• Bank & portal access management: Maintain working knowledge of all active banking and payment portals; ensure statements and confirmations are downloaded, filed, and reconciled on schedule.

• FX awareness: Flag significant FX exposures arising from multi-currency cash positions; support the preparation of currency conversion instructions as directed.

Secondary Responsibilities: General Accounting

• Upload PSP transactions and fees into Xero accurately and on schedule.

• Post journals and perform general bookkeeping.

• Assist with weekly payment runs.

• Prepare bi-weekly PSP balance reports.

• Assist with audit queries, financial statement preparation, and VAT returns.

• Support daily and month-end accounting tasks as required.

• Prepare ad-hoc reports as requested.

• Undertake any other tasks as required by the Company from time to time.

WHO ARE YOU?

Essential

• Hands-on PSP experience: You have worked directly with payment service providers in a finance or payments operations role: you know how PSP portals work, what to look for, and how to resolve issues.

• Cash management experience: You have monitored multi-account cash positions, initiated and tracked payments, and produced cash reports in a fast-moving operational environment.

• Reconciliation expertise: Proven ability to reconcile high volumes of PSP or payment transactions accurately and within SLA.

• KPI-oriented mindset: Comfortable building and owning PSP performance reporting; you understand what the numbers mean and can communicate findings clearly.

• Inbox management discipline: Experience managing high-volume operational email inboxes in a structured, timely manner.

• A bachelor's degree in Accounting or Finance (or equivalent professional experience).

• At least 2 years' experience in a finance or payments operations role with direct PSP experience.

• Proficiency in written and spoken English.

• Excellent command of MS Excel and/or Google Sheets.

• Strong communication and interpersonal skills.

• Positive can-do attitude with a high degree of attention to detail.

Highly Advantageous

• Hands-on experience with the Aurum Reconciliation Tool.

• Experience with Xero accounting software.

• Experience managing cash across multiple entities and currencies in a group structure.

• ACCA or ACA part-qualification or full qualification.

• Automation mindset: experience using scripts, macros, or workflow tools to reduce manual effort.

WHAT WE OFFER?

• HQ in Sliema, Malta with fantastic sea views, shower facilities and open-plan working space.

• Hybrid working model.

• Mental Well-Being Program.

• Friday social gatherings on the terrace.

• Team and Company events.

• Refer a Friend Bonus.

• Combination of Private Health Insurance, Dental Insurance and vouchers.

• Discounted gym membership.

Skills

Finance

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