About this role
Market for new Commercial loans and grow the existing Commercial portfolio:
• Source new Commercial loans under Islamic financing through active marketing activities. • Maintain good relationship with existing Commercial clients and solicit for incremental deals as well as referrals. • Ensure that deals are processed and submitted in timely manner within the specified turnaround time. • Work closely with Trade and Treasury to solicit for utilization of facilities granted.
Grow new and incremental CASA and non-CASA Deposits, and other ancillary businesses.
• Source for Islamic deposits in order to meet deposit targets. • Actively promote Reflex and B@W to new and existing Commercial portfolio. • Value add and enhance banking relationship with other Group products i.e insurances, merchants, Business credit cards.
Housekeeping and relationship management.
• Actively manage existing Commercial portfolios and ensure that all accounts are reviewed in timely manner (zero overdue reviews). • Process and attend to all variations/adhoc/other requests from Commercial customers in timely manner. • Monitor conduct of accounts (including covenants imposed), ensure fair share of business secured and prompt payment of facilities. • Manage EAM and Watch List accounts. • Timely submission of all reports to be done by Commercial Banking. • Cross selling.