About this role
• To perform in depth credit evaluation using common framework of 5C’s (capacity, capital, collateral, conditions and character) in assessing credit risk, customer creditworthiness for prudent credit decision. • To perform credit verification on the accuracy of data entry and income/supporting documents submitted comply with requirement • To execute credit decision for loan/financing application of retail secured product as per assigned DLA matrix within stipulated TAT/SLA. • To comply with Group Policy and Guidelines, Statutory Guidelines and Bank’s standard procedure and practices • To guide and assist the branches/sales on their loan application and reference of guidelines • Fraud detection and awareness • Contribute feedback on process improvement to improve credit quality , efficiency and service standards • Perform other duties and assignments as and when required by TL, Credit Evaluation, Head, Retail Credit and GCB Chief Credit Officer