About this role
• Proactively identify and engage with potential and existing clients to understand their financial needs, goals, and risk profiles. • Conduct thorough financial needs analysis, including savings, investments, protection, and retirement planning. • Develop and present tailored financial plans and solutions, encompassing a wide range of RHB Bank's products such as deposits, loans, credit cards, insurance, unit trusts, and other investment instruments. • Educate clients on market trends, product features, and investment opportunities and risks. • Provide ongoing financial advice and regular reviews of client portfolios to ensure alignment with their evolving needs and market conditions. • Achieve individual sales targets and contribute to the team's overall business objectives. • Ensure all client interactions and transactions adhere to regulatory requirements and internal bank policies. • Maintain accurate and up-to-date client records and prepare necessary documentation. • Participate in training and development programs to enhance product knowledge and financial advisory skills.
Job Requirements:
• Bachelor's degree in Finance, Business Administration, Economics, or a related field. • Minimum of 2-3 years of experience in financial advisory, sales, or banking, preferably within a retail banking environment. • Possession of relevant licenses and certifications (e.g., FIMM, PCEIA, IPPC) will be a significant advantage. • Proven track record of achieving sales targets and building strong client relationships. • Strong understanding of financial products, investment principles, and market dynamics. • Excellent communication, interpersonal, and presentation skills. • Ability to analyze financial data and develop comprehensive financial plans. • High level of integrity, professionalism, and customer-centricity. • * Proficiency in English and Bahasa Malaysia; ability to communicate in other local dialects would be an added advantage. • * Self-motivated, results-oriented, and able to work independently as well as in a team.