About this role
Job Summary:**
The Personal Financial Consultant at RHB Bank Berhad is responsible for building and maintaining strong client relationships, providing expert financial advice, and helping individuals achieve their financial goals through a range of banking products and services.
Job Responsibilities:**
* Proactively identify and engage with prospective clients to understand their financial needs and objectives. * Conduct comprehensive financial needs analysis for clients, including assessing their current financial situation, risk tolerance, and future aspirations. * Develop and present tailored financial solutions, encompassing savings, investments, insurance, loans, and wealth management products offered by RHB Bank. * Provide ongoing financial advice and guidance, regularly reviewing client portfolios and recommending adjustments based on market conditions and life events. * Cultivate and maintain long-term client relationships through regular communication, exceptional service, and proactive follow-ups. * Achieve individual and team sales targets for various financial products and services. * Stay updated on market trends, financial regulations, and new product offerings to provide accurate and relevant advice. * Ensure compliance with all internal policies, procedures, and regulatory requirements. * Collaborate with other bank departments to ensure seamless client service and product delivery.
Job Qualifications:**
* Bachelor's degree in Finance, Economics, Business Administration, or a related field. * Proven track record of success in sales, financial advisory, or a customer-facing role within the banking or financial services industry. * Strong understanding of various financial products, including deposits, loans, investments, and insurance. * Excellent communication, interpersonal, and presentation skills. * Ability to build rapport and trust with clients from diverse backgrounds. * Strong analytical and problem-solving abilities to assess client needs and recommend appropriate solutions. * Results-oriented with a strong drive to achieve sales targets. * Possession of relevant industry certifications (e.g., FIMM, PCE, CEILI) is an added advantage. * Proficiency in Microsoft Office Suite. * Fluent in English and Bahasa Malaysia; proficiency in other languages is a plus.