About this role
Are you an experienced credit professional who enjoys getting behind the numbers, understanding businesses and forming a clear view on complex lending decisions?
Join Morgan Stanley’s Credit Risk team in Budapest and take ownership of a portfolio of leading European corporate clients across Energy, Utilities, Healthcare, Technology and Media.
This is an opportunity to move beyond traditional credit analysis and become a trusted risk partner to the business. You will work on sophisticated financing transactions, engage with senior stakeholders and help shape credit decisions that support Morgan Stanley’s lending activities across Europe. Whether your background is in corporate banking, credit risk, corporate lending or leveraged finance, this role offers the opportunity to broaden your exposure and apply your expertise in an international investment banking environment.
What you'll do in the role:
As a Vice President in Credit Risk, you will have the autonomy and visibility to take ownership of complex credit decisions while partnering closely with teams across the Firm.
You will:
• Own a portfolio of major European corporate clients across Energy, Utilities, Healthcare, Technology and Media.
• Lead credit analysis and underwriting, assessing financial performance, cash flows, capital structures and key industry risks.
• Evaluate new lending opportunities and provide clear, commercially balanced credit recommendations.
• Present your recommendations to senior risk managers and credit committees, giving you direct exposure to key decision-makers.
• Partner with Investment Banking, Corporate Lending and Sales & Trading on client opportunities and financing solutions.
• Support sophisticated transactions including syndicated lending, acquisition financing and structured corporate lending.
• Monitor your portfolio, identify emerging risks early and develop practical mitigation strategies.
• Bring an informed market perspective by following sector, macroeconomic and regulatory developments.
• Help improve credit processes and contribute your ideas to the continued development of our risk framework.
What you'll bring to the role:
We are looking for someone who can combine strong analytical capability with sound judgment and confident stakeholder management. . You are likely to have:
• Significant experience in corporate credit analysis, corporate banking, credit risk, corporate lending, leveraged finance or a closely related area.
• Strong knowledge of financial statements, cash-flow analysis, credit metrics, capital structures and lending products.
• Experience analysing large corporate or complex commercial borrowers.
• Exposure to Energy, Utilities, Healthcare, Technology or Media would be valuable, but you do not need experience across all of these sectors.
• Strong financial modelling and analytical skills.
• The judgment to balance credit risk considerations with commercial opportunities.
• Confidence communicating your analysis and recommendations to senior stakeholders.
• A proactive and pragmatic mindset, with the ability to work effectively in an international, fast-moving environment.
Why join?
This role offers more than portfolio monitoring. You will have the opportunity to:
• Influence real lending and financing decisions
• Work with leading European corporate clients and sophisticated transactions
• Build relationships across Risk, Investment Banking, Lending and Markets
• Gain visibility with senior decision-makers and credit committees
• Develop broader sector and transaction expertise
• Build your career from Budapest within a truly international environment
If you have built strong corporate credit expertise and are ready for greater ownership, broader deal exposure and more influence on strategic credit decisions, we would like to hear from you.
#AMS #LI-JL1 #BPDBA #LI-hybrid
WHAT YOU CAN EXPECT FROM MORGAN STANLEY:
At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.
To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.
Certified Persons Regulatory Requirements: If this role is deemed a Certified role and may require the role holder to hold mandatory regulatory qualifications or the minimum qualifications to meet internal company benchmarks.
Flexible work statement Interested in flexible working opportunities? Morgan Stanley empowers employees to have greater freedom of choice through flexible working arrangements. Speak to our recruitment team to find out more.
Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.
Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.
For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.