About this role
Job Purpose
• To assist IBG Management meet the strategic and operational objectives. Conduct independent checks to ensure that the Group's risk and control processes are adequate and effective. Key Accountabilities
• Nil High Risk and repeat Audit issues. • Conduct thematic reviews on Policy, process, and Credit risk. • Improve processes wherever required as an outcome of the Thematic reviews. Job Duties & responsibilities
• Develop thematic review plans, scope, and objectives. • Conduct thematic reviews to evaluate the effectiveness of internal controls and risk management processes. • Perform filed work, including data analysis, and testing of controls. • Perform reviews on credit and operational including system process to ensure compliance with regulatory and internal policies and procedures. • Prepare reports summarizing findings and recommendations for management. • Monitor the implementation of recommendation and report on the status of corrective actions. • Identify opportunities of process improvements and efficiencies. • Work with various departments to implement best practices and enhance internal controls, wherever possible. • Maintain comprehensive and accurate documentation of thematic reviews. • Prepare reports and presentations for senior management. • Keep abreast on the development of regulatory, industry and product developments. Required Experience
• Qualified CA/MBA (full time) Finance from accredited institute with atleast 7 - 10 years of relevant auditing experience in Corporate lending, Trade Finance, Digital Channels, and/or with relevant GTS (Trade, custody & Cash) product and operations experience. • Work experience with Big 4 Audit firm will be an added advantage. • Strong understanding of Credit Processes, Trade Finance and KYC/AML Controls in the Banking industry. • Candidate must have excellent written and verbal communication skills in English, can communicate with clarity, both orally and in writing, in a logical order and with a structured approach. • Ability to multi-task assignments, prioritize workload with limited supervision and be resilient under pressure when faced with tight deadlines. • Auditing in Banking , Knowledge of Credit and Trade processes • CIA, ACAMS, CFE, CDCS anyone will be an added advantage Education / Preferred Qualification
• CA/MBA (full time) Finance from accredited institute with atleast 7 - 10 years of relevant auditing experience Core Competencies
• Detail oriented • Analytical Skill • Audit • Strong understanding of Credit Processes, Trade Finance and KYC/AML Controls • Self Motivated • Strong Interpersonal skills • Ability to carry out Senior Management interactions independently Technical Competencies
• Relevant auditing experience in Corporate lending, Trade Finance, Digital Channels, and/or with relevant GTS (Trade, custody & Cash) product and operations experience. • Strong understanding of Credit Processes, Trade Finance and KYC/AML Controls in the Banking industry. • CIA, ACAMS, CFE, CDCS anyone will be an added advantage Work Relationship
• All Business Unit & Support Units, Legal, Compliance, Operational Risk, Credit and Operations. Additionally close coordination with group IBG COO office is required. DBS India - Culture & Behaviors DBS is committed to building a culture where all employees are valued, respected and their opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Expected value driven behaviors are:
• Demonstrate Business Performance through PRIDE 2.0 Value Based Propositions • Ensure Customer Focus by Delighting Customers & Reduce Complaints • Build Pride and Passion to Protect, Maintain and Enhance DBS' Reputation • Enhance Self Knowledge, Skills and develop Competencies aimed at continuous improvement. • Maintain the Highest Standards of Honesty and Integrity.
Location: Mumbai Job: Risk Management Schedule: Regular Employee Status: Full time