About this role
<p><span style="font-size:14.0px"><span style="font-family:Arial, Helvetica, sans-serif"><b>Apply by</b>: </span></span></p> <p><span style="font-size:14.0px"><span style="font-family:Arial, Helvetica, sans-serif"><span style="color:#2980b9"><b>We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:</b></span></span></span></p> <p><span style="font-size:14.0px"><span style="font-family:Arial, Helvetica, sans-serif">1. To see what life at Capitec is all about and complete a short assessment, please <a href="https://talentcentral.eu.shl.com/player/link/01567683b48a40db872c19bb2f07ba9e"><u><b>click here!</b></u></a></span></span></p> <p><span style="font-size:14.0px"><span style="font-family:Arial, Helvetica, sans-serif">2. Once you have completed the above finalize your application by clicking apply below</span></span></p> <div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Purpose Statement</b></H2> </div><div><ul> <li>To manage the Business Centre in terms of driving a proactive sales and service culture that will retain and grow the Business Centre client base. </li> <li>Responsible for driving activity, planning and implementing marketing, sales, and support services strategies for the Business Centre<br> </li> </ul> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Experience</b></H2> </div><div><p><b>Minimum:</b></p> <ul> <li>Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.</li> <li>3 years managerial experience</li> <li>Significant experience in preparing and motivating Credit applications </li> <li>Budgeting, forecasting, cost control and sales management experience is essential. </li> <li>Accountability for managing a profitable cost centre. </li> </ul> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Qualifications (Minimum)</b></H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>A relevant tertiary qualification in Business Management or Finance </li></ul></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Qualifications (Ideal or Preferred)</b></H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Bachelor's Degree in Business Management or Finance </li></ul></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Knowledge</b></H2> </div><div><p><b>Minimum:</b></p> <ul> <li>Business knowledge and acumen</li> <li>Understand interdependencies between industry knowledge, business and financial risks, Business banking product knowledge, pricing and taxation (to determine feasible operating tactics for the Centre to maximise total profit and minimise loss )</li> <li>People management principles and practices </li> <li>Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific) </li> <li>Principles and practices of business economics and the current business economic environment. </li> <li>Different industry sectors and sector risk profiles/ trends; this includes an understanding of the impact of climatic conditions on markets </li> <li>Managing Local Market (MLM) sales principles and practices to manage and optimise retention and growth within the Centre. </li> <li>General banking practices and procedures. </li> <li>Knowledge of competitor product offerings/ channels/ operational and marketing tactics. </li> <li>Credit principles and practices, including an understanding of credit application, securities and </li> <li>Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective. </li> <li>Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). </li> <li>Extract and apply information to CRM (Customer relationship management) strategy </li> <li>General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market</li> </ul> <p><b>Ideal:</b></p> <ul> <li>Features, benefits and value propositions of the respective company product/service offerings. </li> <li>Multi-level products available and pricing structures</li> <li>Current taxation laws as they apply to customers. </li> <li>A good knowledge of administration processes and procedures pertaining to Business Banking transactions<br> </li> </ul> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Skills</b></H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Communications Skills </li><li>Analytical Skills </li><li>Interpersonal & Relationship management Skills </li><li>Negotiation skills </li><li>Planning, organising and coordination skills </li></ul></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Conditions of Employment</b></H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Clear criminal and credit record </li><li>Willingness to travel nationally and internationally when required </li><li>A valid driver's license and own vehicle is required </li></ul></div></div><p><span style="font-size:14.0px"><span style="font-family:Arial, Helvetica, sans-serif"><em>Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.</em></span></span></p>